How To Open A Savings Account With Access Bank

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Opening an account in Nigeria with Access Bank can easily now be done on your phone and what’s more interesting about this? You don’t even need any internet connection to fix a bank account up for yourself. Interesting isn’t it? Simply by dialing *901# USSD code on any phone type, you can easily be on your way to carrying out countless transactions.

*901# is Access bank’s USSD code allows access bank prospects open a new bank account on the go, and it also allows their customer to buy airtime, pay bills, transfer funds and lots more from any kind of phone.

 

Opening An Access Bank Account With USSD

  • Dial *901*0# from your phone and follow the on-screen prompts
  • Type in your First Name as requested and then Tap “Send”.
  • Type in your Last name as required and then also Tap “Send” again.
  • Your account number will then be automatically created and sent to your mobile phone via SMS.

 

How To Open A Savings Account With Access Bank

For those interested in opening an account with Access Bank, they have created a platform that is in line with modern banking trends. Also in order to tap into the penetration of the Nigerian society and save Nigerians the stress of having to visit any of the physical branches of the bank, below is how to get a Savings Account with Access Bank.

Read Also: How To Carry Out First Bank Transactions Using USSD Codes

Instant Savings Account

The instant savings account of Access Bank Plc can be easily be opened with just a passport photograph. There are two types of instant savings accounts being run by Access bank and both are slightly different.

Instant Savings 1

  • No minimum opening balance is required
  • Account details can be uploaded via the contact center, branch or website of the bank
  • Issuance of Verve cards only
  • Interest rate of 4.2% p.a. per annum on the account
  • Maximum single deposit of #50,000 on the account
  • The maximum cumulative balance of #300,000 on the account
  • Transactions on this account type are limited to Nigeria only

Instant Savings 2

  • No minimum account opening balance
  • Account details can be uploaded via the contact center, branch or website of the bank
  • Issuance of Verve cards only
  • Interest rate of 4.2% p.a. per annum on funds saved in the account
  • Maximum single deposit on this account is #100,000
  • Maximum cumulative balance on this account is #500,000
  • Transactions on this account are limited to Nigeria only

Customer Benefits

  • Convenient and also flexible account opening requirements.
  • The account can be opened via the contact center, website or in a branch of the bank
  • The account allows the account holder to be financially included
  • There is no monthly maintenance charge on the account
  • There is the provision of account information updates via SMS/Email alerts
  • Provision of access to cash anytime, anywhere with debit cards on ATMs
  • The Use of Verve debit cards on POS terminals

 

Instant Savings Account Requirements

Instant Savings 1

  • Duly completed account opening form including the signature mandate section
  • 1 passport-sized photograph
  • Means of identification is not required
  • Address verification is not required
  • BVN of the signatory
  • AML risk assessment
  • Customer data verification is not required

Instant Savings 2

  • Duly completed account opening form including the signature mandate section
  • 1 passport sized photograph
  • Means of identification is required. Secondary ID is allowed, any verifiable ID such as Association ID, student ID etc.
  • KYC Documentation of the customer is required.
  • Valid proof of residence
  • Visitation report
  • BVN of signatory(is)
  • AML risk assessment
  • Customer data is to be verified with NIMC, INEC, FRSC, and others where applicable.

 

We hope you’ve found the info above helpful, on how to open a savings account with Access Bank Plc.

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